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Unknown Unknown
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Decks in this class (29)
Topic 1: Property & Mortgage Markets
Recession 1,
Securitisation 2,
Sonia 3
24
cards
Topic 2: Types of Borrower
How is a mortgage application ass...,
Joint and several liability meani...,
Private personal borrowers 3
22
cards
Topic 3: Mortgage Regulation
Regulated mortgage 1,
Mcd regulated mortgage 2,
Home purchase plan 3
25
cards
Topic 4: Principles of Mortgage & Property Law
Conveyance 1,
Equitable owner 2,
Trust of land 3
22
cards
Topic 5: Practical aspects of Mortgage & Property Law
What is mean by dominant and serv...,
What is an easement 2,
In mortgage law what is a covenant 3
20
cards
Topic 6: Buying a Property - an Overview
What is a private treaty 1,
What is the relationship between ...,
What is apparent authority in age...
23
cards
Topic 7: Legal aspects of property purchase
Professional indemnity insurance 1,
What is meant by fixtures in prop...,
What is meant by fittings in prop...
12
cards
Topic 8: Regulation & the buying process
What is required under mcob 4 4a ...,
What must be disclosed under mcob...,
What is a key features illustrati...
33
cards
Topic 9: The role of the Mortgage Adviser
What are the 4 key stages of the ...,
What should the factfind cover 2,
What defines ethical mortgage adv...
20
cards
Topic 10: Assessing the applicant's financial status
What is meant by turnover 1,
What is meant by gross profit 2,
What is meant by net profit 3
27
cards
Topic 11: Checking the applicant's credit status
What is meant by default 1,
What is a pay day loan 2,
What is a guarantor otherwise kno...
22
cards
Topic 12: Suitability
How much can most lenders allow b...,
Identify 7 forms of risk associat...,
What must an adviser do if no sui...
22
cards
Topic 13: Assessing the property
What is meant by marriage value 1,
What is meant by reinsurance 2,
What is a flood re scheme 3
13
cards
Topic 14: Valuations and surveys
What is the difference between a ...,
What is a basic valuation and wha...,
Desktop valuation 3
15
cards
Topic 15: Other factors that affect the lending decision
Permitted development rights 1,
What is a listed building 2,
Loan to value 3
33
cards
Topic 16: Financial protection and planning
What are the main financial conse...,
What are the main uses of protect...,
What situations increase the urge...
25
cards
Topic 17: Types of financial protection I
What are the eligibility criteria...,
What are the two main components ...,
When is statutory sick pay ssp pa...
25
cards
Topic 18: Types of financial protection II
What are rider benefits 1,
Wop 2,
Guaranteed insurablity option gio...
31
cards
Topic 19: Protection advice
What is a pure protection product...,
What is the purpose of the consum...,
What are the three types of misre...
25
cards
Topic 20: Mortgage repayment methods
What is a repayment mortgage 1,
What is an interest only mortgage 2,
What are the risks of interest on...
25
cards
Topic 21: Using endowment policies for mortgage repayment
What are the two key components o...,
What is the purpose of a with pro...,
What are reversionary bonuses in ...
25
cards
Topic 22: Other repayment vehicles for interest-only mortgages
What are the three types of isas ...,
Why are stocks and shares isas pr...,
Can isas be assigned to mortgage ...
25
cards
Topic 23: Interest-rate options
What is a standard variable rate ...,
What is a discounted rate mortgage 2,
What is a tracker mortgage 3
25
cards
Topic 24: Other mortgage products
What is the main purpose of the m...,
What are the two main types of mo...,
What is required before giving mo...
25
cards
Topic 25: Schemes for specific groups of borrower
Blank 1,
What is the basic structure of a ...,
What are typical eligibility caps...
26
cards
Topic 26: Raising additional funds from property
What is a further advance on a mo...,
When might a further advance not ...,
What must lenders disclose when o...
25
cards
Topic 27: Transferring mortgages
What is remortgaging 1,
What is switching with the existi...,
When must an affordability assess...
25
cards
Topic 28: Arrears and debt management
What overarching principles does ...,
What must a lender do within 15 b...,
How long must lenders keep record...
25
cards
Topic 29: Lenders’ legal rights and remedies
List the main legal remedies avai...,
What is the common process for a ...,
What must a lender do before exer...
25
cards
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CeMAP: MORT
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