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Decks in this class (33)
CMS
What are the three lines of defen...,
What lines of defense collaborati...,
What is purpose of the compliance...
33
cards
ECOA
What is ecoa and what is it s imp...,
What is purpose of ecoa,
What are the ecoa prohibited bases
110
cards
Reg M
Why was reg m enacted,
Regulation m enacted the ___________,
Reg m requires disclosures to con...
23
cards
FDPA
What is the fdpa,
The fdpa prohibits federally regu...,
T or fflood insurance requirement...
45
cards
FCRA
What is the purpose of the fair c...,
Along with credit the fcra deals ...,
T or fa report containing informa...
37
cards
FHA
All financial institutions are co...,
The fair housing act prohibits in...,
The fair housing act interprets a...
14
cards
RESPA
Respa covers federally related mo...,
A respa application includes the ...,
T or fthe lender must know the re...
61
cards
TILA
T or f for heloc advertising a tr...,
T or f a construction loan inspec...,
The term negative amortization sh...
227
cards
UDAAP
T or fan institution may be in te...,
What does udaap stand for,
Regulation aa applies to ___________
29
cards
FDCPA
T or f a creditor collecting thei...,
An affiliate can collect debts fo...,
The law prohibits debt collector ...
20
cards
SCRA
The scra applies to any _________...,
T or f scra protections cannot be...,
When must an scra waiver be in wr...
25
cards
HOPA
What is hopa,
What does hopa do,
When must a creditor cancel pmi a...
16
cards
Reg O
Regulation o covers loans to,
Reg o defines control as,
Debts of ________ are not conside...
23
cards
Reg U
Who is covered by reg u,
Who or what is exempted from reg u,
What is purpose credit
18
cards
Appraisal
Appraisals by a state certified o...,
What is the transaction value lim...,
T or fan appraisals is not requir...
16
cards
MLA
Military lending act covers consu...,
Mla includes only loans covered by,
T or f mla excludes residential m...
8
cards
HMDA
Any bank savings association or c...,
A bank savings association or cre...,
When are state chartered financia...
24
cards
MLO
The safe act requires mlo to be r...,
Mlos take residential mortgage lo...,
T or f individuals who perform on...
9
cards
Reg E
What is an eft,
Eft transfers are generally initi...,
T or freg e covers business accounts
77
cards
Garnishments
T or f generally federal payments...,
Prior to taking any action relate...,
When the notice of right to garni...
13
cards
Reg CC
For reg cc an account means,
For check 21 an account means,
For reg cc a business day means
39
cards
Questions 1-5
When a creditor makes a significa...,
In which of the following transac...,
Fail
301
cards
FDIC
What is the amount of coverage fo...,
Fdic insurance coverage is based on,
How is fdic insurance coverage ca...
17
cards
General Deposits
Reg d requires that each bank mai...,
Reg d requires that banks file a ...,
Institutions must report deposits...
19
cards
Reg DD
Reg dd covers any commercial mess...,
Reg dd requires that in oral rate...,
In rate quotations interest rates...
34
cards
Bank Ops
A covered institution must prepar...,
Covered institutions must make a ...,
Required annual financial conditi...
38
cards
IRS Rules
What is the interest threshold fo...,
T or f only those in the business...,
If there are multiple borrowers o...
27
cards
Reg W
What is the purpose of placing re...,
T or f affiliates do not include ...,
What transactions are covered by ...
18
cards
Securities
A lender may not lead a consumer ...,
A bank may not engage in any prac...,
Insurance sales disclosures must ...
19
cards
BSA
Reg gg requires that all non exem...,
When is an institution considered...,
Satisfactory due diligence proced...
73
cards
CRA
The cra was enacted to encourage ...,
Banks must delineate one or more ...,
Bank must collect and maintain da...
20
cards
Privacy
Rfpa covers consumer records of,
Rfpa requires that when a governm...,
Reimbursement for government requ...
19
cards
Questions 6-10
Acme national bank plans to acqui...,
What obligation does a bank have ...,
Which of the following parties is...
297
cards
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CRCM
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