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Conor Horgan
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Decks in this class (39)
1.1 - The Importance of Sustainable Personal Finances
Sustainable personal finance defi...,
Impacts of not being personally f...,
What did growing levels of person...
10
cards
1.2 - Individual Budgeting and Financial Planning
Budget definition,
Cash flow forecast definition,
Why do the government publish an ...
4
cards
1.3 - Flexible Financial Planning
Financial planning definition,
What does it mean if a financial ...,
How people decide to finance expe...
3
cards
1.4 - The Characteristics of a Flexible Financial Plan
What is a flexible financial plan...,
A flexible financial plan should ...
2
cards
1.5 - Setting Priorities
Three types of expenditure,
Steps of drawing up a financial plan,
People have different views on wh...
6
cards
1.6 - The Obstacles to Sustainable Personal Finances
What are the main obstacles that ...
1
cards
1.7 - Contingency Planning
Contingency plan definition,
Austerity measures definition,
What has austerity measures resul...
3
cards
1.8 - Financial Products and Services
Financial advisers recommend savi...,
Payday loan definition,
What happens when someone applies...
14
cards
2.1 - Understanding the Need for State Welfare
What did the poor law act of 1601...,
Who are the indolent poor,
Did the indolent poor receive help
6
cards
2.2 - The Benefit System
What two benefits are the uks ben...,
What are contributory benefits,
How do employees pay nics
63
cards
2.3 - Sources of Financial Advice
What did the financial services a...,
What did the financial services a...,
What did the mas replace
12
cards
3.1 - Political Factors
Reasons to regulate banking and f...,
Three bodies that replaced the fsa,
What are the fpc fca and pra resp...
25
cards
3.2 - Economic Factors
When economic factors are referre...,
Interest rates definition,
What are interest rates described as
30
cards
3.3 - Social Factors
What do our cultural backgrounds ...,
Lending and borrowing money is se...,
Two types of sharia home purchase...
10
cards
3.4 - Technological Factors
Technological factors include mat...,
Results of automation within the ...,
What is the digital divide doing
4
cards
3.5 - Environmental Factors
Challenges facing the world over ...,
What is essential for focusing on...,
Who are banks under pressure to m...
6
cards
3.6 - Legal Factors
Financial providers wanting to se...,
Other legal requirements that com...,
Financial service providers must ...
13
cards
4.1 - Establishing Clear, Measurable Objectives
Questions individuals can ask the...,
Steps involved with drawing up a ...
2
cards
4.2 - Monitoring Your Financial Plans
Why is it important to monitor fi...,
Budget variance definition,
What is the simplest way to monit...
11
cards
4.3 - Financial Planning With Interlocking Time Periods
Why are there no commonly agreed ...,
How long do people base their med...
2
cards
4.4 - Adapting Plans to Changing Circumstances
When something happens that signi...
1
cards
5.1 - The Benefit of Borrowing
What is a negative balance at the...,
What is equity,
What can positive equity be used for
3
cards
5.2 - The Costs of Borrowings
Key features you need to look at ...,
What is interest measured in,
Other costs involved with borrowing
9
cards
5.3 - Attitudes to Borrowing and Debt
Why have mortgage repossessions f...,
Why are credit card interest rate...
2
cards
5.5 - Borrowing and Financial Footprints
Three large credit reference agen...,
Do credit reference agencies make...,
What happens when a person applie...
6
cards
5.6 - Comparing Different Solutions for Individuals in Debt
What does a consolidation loan do,
Are consolidation loans secured o...,
What will citizens advice advise ...
41
cards
5.7 - Cultural Perceptions of Financial Products
What does culture refer to,
Why did people look down upon tho...,
What made borrowing more socially...
3
cards
6.1 - Globalisation
Factors fuelling globalisation,
Globalisation definition,
What is the international monetar...
12
cards
6.2 - The Global Economy
What does economy refer to,
Why are financial providers affec...,
What would happen if the euro wer...
55
cards
6.3 - Major World Events
Factors that affects all economies,
Commodity definition,
A fall in oil prices is good for ...
37
cards
6.4 - Social Change
Changes in society,
Why do providers have to adapt th...,
Is the uk population ageing or ge...
4
cards
6.5 - Ethical Considerations
Examples of ethical business beha...,
Ways for investors to find out ac...,
What do the ethical consumer onli...
14
cards
6.6 - Sustainability in the Financial Services Sector
Impact of a major failure of the ...
1
cards
7.1 - Sustainable Economy
Boomerang generation definition,
The effect of the extremely low b...,
Factors affecting home affordability
3
cards
7.2 - Sustainable Financial Services
What is the aim of the eu,
How does the eu achieve its aim,
The european system of financial ...
21
cards
7.3 - Getting Information and Advice
Unbiased financial information is...,
What does the mas aim to do,
Why did the fsa implement the law...
5
cards
7.4 Changes to Providers, and to Products and Services
How do individual savings account...,
How much of savings interest earn...,
How does the help to buy scheme o...
18
cards
7.5 - Technology-Enabled Products and Services
Examples of technology offering n...,
What is bitcoin,
Who was bitcoin created by
6
cards
Case Study 2
Essential information about olga,
Possible olga short term aims events,
Possible olga long term aims events
17
cards
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dipfs unit 3
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