This class was created by Brainscape user Conor Horgan. Visit their profile to learn more about the creator.

Decks in this class (52)

1.1 An Overview of the Financial System
Types of financial institutions,
What does financial intermediatio...,
What are the two types of banking
62  cards
1.2 Trends in the Financial Sector
Why was uk financial investments ...,
Who is the only shareholder of ukfi,
What is the action described as w...
18  cards
1.3 Financial Intermediation
Crowdfunding definition,
What are the three actors that cr...,
Financial intermediation definition
17  cards
1.4 The Sources and Applications of Funds
Sources that banks obtain their f...,
Bonds definition,
Equities definition
5  cards
1.5 New Types of Financial Services Provision
Peer to peer lenders definition,
How does peer to peer lending work,
What is the incentive of p2p lending
15  cards
2.1 The Importance of Competition
Monopoly market definition,
Why do governments encourage comp...,
Customers of the retail banking s...
23  cards
2.2 The Competition Situation in the UK
Why are pressure groups necessary,
Ways the demand side of the marke...,
Are younger people increasingly o...
19  cards
2.3 The Need to Promote More Competition
What do the government and the fi...,
What does it mean if there is gen...,
What would be the results of genu...
3  cards
2.4 Methods of Increasing Competition
What did the independent commissi...,
What are the methods of the icb o...,
What are the ways in which the ic...
25  cards
2.5 The Consumer Environment and the Determination of Consumer Choice
Who can consumers consult to get ...,
Independent financial advisers do...,
What type of products are most ap...
10  cards
3.1 The Sustainability of the Financial Services System
Sustainable development definition,
Three main elements to sustainabi...,
Sustainable financial system defi...
28  cards
3.2 The Sustainability of Individual Providers Within the Financial Services System
What does a sustainable business ...,
To operate sustainably a provider...,
What are pension schemes organise...
10  cards
3.3 The Sustainability of Financial Products
Sustainable financial product def...,
How can a mortgage become an unsu...,
What is the sub prime market
8  cards
3.4 Trends in (Un)sustainability
Responsible borrowing definition,
Consumer culture definition,
What happened in terms of banks l...
20  cards
3.5 Conclusion
What are the different levels tha...
1  cards
4.1 How the media treat financial matters
What is the argument for and agai...,
What is included in broadcast media,
What is included in print media
27  cards
4.2 Extreme reporting Vs the balanced view
What is media bias,
Are reports often subjective or o...,
What is a subjective report
9  cards
4.3 Behind the headlines
How much did the ppi scandal cost...,
What is the london interbank offe...,
Why were banks fined in relation ...
6  cards
4.4 The media as watchdog
Why is it in the commercial inter...,
What type of stance do the financ...,
Teaser rates definition
5  cards
5.1 The external environment and PESTEL analysis
Examples of political factors,
Examples of economic factors,
Examples of social factors
7  cards
5.2 The political environment
What does political environment r...,
There was a light touch approach ...,
The political agenda within which...
26  cards
5.3 The economic environment
What is the result of a relativel...,
What is the result of a relativel...,
What do inflation indexed savings...
33  cards
5.4 The social environment
Full social inclusion definition,
Reasons people can be excluded,
Financial exclusion definition
24  cards
5.5 The technological environment
How do technological developments...
1  cards
5.6 The legal environment
Acts of parliament that have ente...,
What does the banking act 2009 pr...,
How did the banking act 2009 incr...
12  cards
6.1 Change, uncertainty, risk and loss
Exogenous shocks definition,
Volatility definition,
Risk definition
15  cards
6.2 Changing rates of inflation
Why must you also look at changes...,
Real income definition,
How will someone experience an in...
18  cards
6.3 Volatility in the stock market
Why does a volatile stock market ...,
What are protected equity bonds,
Why did protected equity bonds re...
3  cards
6.4 Economic uncertainty
What was the uk unemployment high,
What should people do if they bel...,
Is the number of people in troubl...
6  cards
6.5 Attitudes to credit and debt
Ways in which providers are redes...,
What is the typical ltv ratio off...,
What are customers advised to do ...
4  cards
6.6 Institutional issues
When do the government hope to se...,
Why is the government wary of sel...,
What do analysts agree to be a so...
32  cards
6.7 Changing weather patterns
Catastrophic loss definition,
What are the two main ways of dea...,
What does the environment agency ...
5  cards
6.8 Religious attitudes to financial products
What are the two sources that isl...,
A sharia compliant financial serv...,
What are the core principles of s...
8  cards
6.9 Ethical and environmental concerns
2013 pensions minister steve webb...,
Green finance definition,
Measures government have committe...
3  cards
6.10 Terrorist attacks
How are firms taking more care to...,
What is it known as when systems ...,
How can firms protect themselves ...
7  cards
7.2 Targeting consumer groups
What is the first stage of the ma...,
How can banks group people when u...,
What are the advantages for a pro...
4  cards
7.3 Marketing materials and information
Marketing materials must,
Rbs premier is a banking service ...
2  cards
7.4 The small print and regulatory requirements
Small print definition,
Why is small print used,
Questions you can consider to hel...
9  cards
7.5 Different types of marketing
Examples of barclays sponsoring,
Limitations of using leaflets in ...,
What is a limitation of mail shots
4  cards
7.6 Different advertising methods
How do firms in an oligopoly compete,
Media available for advertising,
Why is the existence of a branch ...
8  cards
7.7 Ethics, sustainability, CSR and environmental issues in marketing literature
Why is it difficult for a firm to...,
What did the house of commons bus...,
What did wonga point out in relat...
15  cards
7.8 Evaluating the marketing effort
Criteria against which marketing ...
1  cards
7.9 How different approaches fit different business contexts
What will a building society emph...,
What do smaller local providers s...,
What is blscu
4  cards
7.10 Marketing and the wider industry context
Factors within context of financi...,
Sir richard lambert was announced...,
What was the bsrc renamed as
8  cards
7.11 Marketing and the changing financial services industry
How can providers promote themsel...
1  cards
8.1 Managing the customer relationship
Marketing mix definition,
A provider adopting a customer le...,
What does the santander 123 curre...
26  cards
8.2 Attracting and retaining customers
Features of a product needed to a...,
What is a way to assess the quali...,
What does the fos say in regard t...
12  cards
8.3 Achieving customer satisfaction
What are the two general approach...,
Transactional selling definition,
Relationship marketing definition
8  cards
9.1 Meeting the needs, wants and aspirations of a market segment
Examples of features that can be ...,
Main ways in which banks differen...,
What does hsbcs premier bank acco...
15  cards
9.2 Market research in financial services
Why do providers need to know wha...,
What do providers need to keep up...,
Issues to take into account when ...
15  cards
9.3 The product development process
What is the result of new product...,
Details of interest rate swap fin...,
What is the european court of jus...
9  cards
Randoms
Is nationwide part of the santand...,
What percent of 20 34 year olds w...,
When was the cma established
8  cards

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DipsFS Unit 4

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