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By:
Caroline Griffin
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Decks in this class (46)
1/A - What is Insurance?
Insurance 1,
How an insurance contract works 2,
Spreading risk 3
10
cards
1/B - Characteristics of Insurance Contracts
Personal contract 1,
Adhesion 2,
Utmost good faith 3
14
cards
1/C - Types of Insurers
Government insurers 1,
Private insurers 2,
Stock insurance companies 3
17
cards
1/D - Hazards and Risk
Risk 2 meanings 1,
Speculative risk 2,
Pure risk 3
18
cards
1/E - Risk Management
Intro to risk management 1,
Avoidance 2,
Reduction 3
6
cards
1/F - Important Terms
Simple insurance terms 1,
Policy period 2,
Binder 3
9
cards
1/G - Types of Hazards and Fraud
Types of hazards 1,
Moral hazard 2,
Morale hazard 3
7
cards
1/H - Cause and Loss
Proximate cause 1,
Occurrence 2,
Occurrence as proximate cause 3
7
cards
1/I - Interest, Subrogation, and Claims
Insurance claims 1,
First party claim 2,
Third party claim 3
15
cards
1/J - Valuation, Deductibles, and Coinsurance
Valuation 1,
Actual cash valuation 2,
Depreciation 3
12
cards
2/A - The Agent and Authority
Agent 1,
Agent s authority 2,
Power to bind 3
15
cards
2/B - What is Adjusting?
Who is a claimant 1,
The claim function 2,
What is an insurance adjusters 3
18
cards
2/C - Adjusting the Claim
The claim 1,
The steps of the claims process 2,
Acknowledge the claim 3
21
cards
2/D - Settling the Claim
Responding to the claim 1,
Accept and pay 2,
Refuse and deny 3
18
cards
2/E - Negotiation
Negotiation 1,
Liability vs property claims 2,
Negotiation the preliminaries 3
32
cards
2/F - Common Policy Provisions
Common policy provisions 1,
Cancellation and nonrenewal 2,
Unearned premiums 3
36
cards
3/A - Preface: The Standard Fire Policy
Introduction 1,
History 2,
165 line policy 3
14
cards
3/B - Dwelling
Dwelling policy eligibility 1,
Eligible structures 2,
Dwelling forms 3
30
cards
3/C - Personal Auto
The pap personal auto policy 1,
Pap eligibility 2,
Pap coverage 3
54
cards
3/D - Farm Insurance
Farm 1,
Types of insurance provided 2,
Eligibility 3
37
cards
3/E - Crop Insurance
Crop insurance definitions 1,
Crop yield insurance 2,
Crop hail insurance 3
48
cards
4/A - Commercial Property Insurance
Overview of commercial property i...,
The commercial property policy 2,
Contents of the dec page 3
71
cards
4/B - Commercial General Liability
What a commercial general liabili...,
Chapter outline 2,
Occurrence vs claims made 3
52
cards
4/C - Professional Liability
What does it cover 1,
Malpractice 2,
Errors and omissions insurance 3
13
cards
4/D - Surety Bonds and Fidelity Coverages
Surety bonds 1,
Suretyship 2,
Parties to the surety bond contra...
36
cards
4/E - Commercial Package Policies
Commercial package policies 1,
Benefits to policyholders 2,
Representative lines of coverage 3
49
cards
4/F - Commercial Auto
Basic business auto policy bap 1,
Coverage symbols 1 3 2,
Coverage symbols 4 6 3
26
cards
4/G - Commercial Crime Insurance
Commercial crime insurance 1,
Commercial or government crime an...,
Two forms of commercial crime ins...
32
cards
4/H - Boiler and Machinery
Equipment breakdown protection co...,
Breakdown 2,
Covered equipment 3
28
cards
5/A - Flood Insurance
The national flood insurance prog...,
The nfip 2,
Flood insurance rate map firm 3
30
cards
5/B - Mechanical Breakdown
Mechanical breakdown insurance mbi 1,
Coverage 2,
Maintenance features of mbi policy 3
5
cards
5/C - Umbrella and Excess Liability
Excess liability and umbrella pol...,
Coverage 2,
Excess liability and the base pol...
8
cards
5/D - Ocean Marine Insurance
Nationwide marine definition 1,
Implied warranties of an ocean ma...,
Seaworthiness 3
26
cards
5/E - Inland Marine Insurance
Inland marine insurance an overvi...,
Eligible property 2,
Controlled line floaters 3
32
cards
5/F - Aviation Insurance
Aviation insurance 1,
Aviation risk pool 2,
Aviation insurance policies 3
20
cards
5/G - AR Workers' Compensation Insurance
What is workers comp 1,
Before workers comp 2,
Monopolistic vs competitive 3
11
cards
5/H - Health Insurance
Evidence of coverage 1,
Deductible copayment coinsurance 2,
Out of pocket network provider ca...
17
cards
5/I - AR Residual Markets
0
cards
5/J - Additional Coverages
Additional coverages 1,
Time element insurance 2,
Business interruption insurance 3
9
cards
5/K - Federal Terrorism Insurance
History of federal terrorism insu...,
Terrorism risk insurance act tria 2,
Coverage 3
6
cards
6/C - Fiduciary Duty and Ethics
Fiduciary duty 1,
Liasion 2,
Ethical behavior 3
30
cards
6/D.1 - AR Unfair Trade Practices
Ar unfair competition and unfair ...,
Unfair claims settlement practices 2,
Miscellaneous prohibited practices 3
7
cards
6/D.2 - AR Consumer Privacy Protection
Fcra 1,
Iippa 2,
Hipaa 3
3
cards
6/E - AR Adjuster Licensing and the Role of the Commissioner
License and lines of authority 1,
Qualifications and process 2,
License maintenance 3
5
cards
6/F - Fraud
Insurance fraud 1,
Hard soft fraud 2,
Fraud is a big problem 3
16
cards
6/G - Insurance Rating
Insurance rating 1,
Rating system 2,
Auto insurance ratings 3
5
cards
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Insurance Adjusting
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