This class was created by Brainscape user Jennifer Tapia. Visit their profile to learn more about the creator.

Decks in this class (27)

Unit 1
Insurance 1,
Risk 2,
Speculative risk 3
71  cards
UNIT 2
Underwriting 1,
If there is a mistake on an appli...,
Most state laws allow life insura...
27  cards
UNIT 3
Third party ownership 1,
Insurable interest 2,
Liquidity 3
24  cards
UNIT 4
Term life insurance 1,
Term life insurance 2,
Decreasing term 3
39  cards
UNIT 5
Riders 1,
Waiver of premium 2,
Waiver of cost of insurance 3
17  cards
UNIT 6
Interest income only 1,
Fixed period 2,
Fixed amount 3
15  cards
UNIT 7
Free look 1,
Insuring clause 2,
Ownership rights 3
27  cards
UNIT 8
Employer group plans 1,
Multiple employer trust mets 2,
Labor unions 3
15  cards
UNIT 9
Accumulation period 1,
Annuitization period 2,
Annuitant 3
19  cards
UNIT 10
Individual life insurance premiums 1,
Cash value accumulations 2,
Full surrenders 3
28  cards
UNIT 11
Individual retirement accounts ir...,
Ira contributions 2,
Ira deductions 3
27  cards
UNIT 12
Accident 1,
Sickness 2,
Pre existing condition 3
18  cards
UNIT 13
0  cards
Unit 14
Entire contract provision 1,
Incontestability clause 2,
Grace period 3
19  cards
UNIT 15
Qualifying for disability benefits 1,
Own occupation 2,
Any occupation 3
33  cards
UNIT 16
Free for service vs pre paid 1,
Specified coverages vs comprehens...,
Benefit schedule vs usual customa...
14  cards
UNIT 17
Health maintenance organizations 1,
Hmos 2,
Hmos 3
15  cards
UNIT 18
Characteristics of group insurance 1,
Certificate of coverage 2,
Experience rating 3
23  cards
UNIT 19
Diagnostic and preventative 1,
Restorative 2,
Oral surgery 3
14  cards
UNIT 20
Medicare 1,
Fully insured 2,
Medicare enrollment 3
28  cards
UNIT 21
Medicare s long term care coverage 1,
Medicaid s long term care coverage 2
2  cards
UNIT 22
Medical expense coverage for sole...,
Business disability insurance 2,
Health savings accounts 3
7  cards
Virginia State Laws and Regulations
The period of time for which each...,
The period of time during which t...,
Penalty for non willful violation...
23  cards
NC State Laws and Regulations
What is the length of the commiss...,
The commissioner will conduct an ...,
What is the timeframe to report c...
35  cards
New York Laws and Regulations
Minimum age to obtain a producer ...,
Pre licensing requirements for ag...,
Pre licensing requirements for ag...
59  cards
Pennsylvania Laws and Regulations
Pre licensing education requireme...,
Minimum age to obtain a producer ...,
Length of temporary insurance pro...
52  cards
Texas State Laws and Regs
The commissioner is appointed by ...,
A commissioner must have at least...,
The commissioner must provide a _...
57  cards

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Licensing 101

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