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Melissa Yadira
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Decks in this class (41)
RESPA (Regulation X)
What does respa stand for what is...,
What does settlement settlement c...,
What is the goal of respa
30
cards
TILA (Regulation Z)
What does tila stand for what is ...,
What act is tila a part of,
What is tila intended to do
38
cards
ATR and QM
What act authorized the creation ...,
What is the cfpb,
What 2 rules did the cfpb implement
18
cards
LO Compensation
What is the loan originator compe...,
What regulation and act granted t...,
What is a loan originator
11
cards
Servicing Requirements
What kind of servicers are exempt...,
What is a small servicer,
If a servicer receives a written ...
26
cards
TILA-RESPA Integrated Disclosures
What is an application,
When must a creditor deliver a lo...,
What must the creditor do if the ...
29
cards
The Fair Housing Act
What is the fair housing act,
What organization oversees the fa...,
What act ushered in the fair hous...
6
cards
ECOA (Regulation B)
What is ecoa,
What does ecoa stand for and what...,
True or false refusing to contrac...
10
cards
HMDA (Regulation C)
What is hmda,
What does hmda stand for,
What information must be reported...
6
cards
FCRA (Regulation V)
What is fcra,
What does fcra stand for,
How long can a reporting agency r...
14
cards
MAP Rule (Regulation N)
What is the map rule,
What does it stand for,
What is a mortgage credit product
4
cards
E-Sign Act
What is the e sign act,
What requirements must be met if ...
2
cards
Loan Fraud
What is loan fraud,
What is a straw buyer,
What is identity theft
10
cards
GLB-Privacy Laws
Why was the gramm leach bliley ac...,
What institutions does the glb ap...,
What is the purpose of the gramm ...
28
cards
Red Flags Rule
What act authorized the red flags...,
What is a creditor,
What is the red flags rule
5
cards
SAFE Act
What is the safe act,
What does safe stand for,
What must all states consider whe...
7
cards
Bank Secrecy Act
What are the goals of the bsa,
What does the bsa stand for,
When was the last time the bsa wa...
16
cards
Dodd-Frank and Consumer Protection
What is the dodd frank act,
When was the dodd frank passed an...,
What reforms has the dodd frank i...
3
cards
Mortgage Industry Structure
What is fannie mae,
What is freddie mac,
What is ginnie mae
5
cards
Conventional/Conforming and Nonconventional Loans
What is the conforming loan limit...,
What is the loan to value ltv ratio,
What is the combined loan to valu...
34
cards
Nontraditional Mortgage Loan Products
What is the guidance on nontradit...,
Why was the guidance delveoped,
What do nontraditional loan produ...
16
cards
Fixed-Rate Loans
What is a fixed rate loan,
What are the factors that determi...,
What are interest rates indirectl...
4
cards
Adjustable-Rate Mortgages
What is the index rate,
What is the margin,
What is the fully indexed rate
19
cards
Application Documents
What is a uniform residential loa...,
When did the new urla take effect,
What does the uniform underwritin...
37
cards
Intro to the UST
What does the ust stand for,
Why was the ust created,
What were license exams like befo...
11
cards
Ready? Set? SAFE Act!
What does the safe act stand for,
What groups regulated mortgage li...,
What does nmls stand for
9
cards
Licensee Qualifications and Application Process
What are the reasons a person cou...,
What are mlo s required to do onc...,
What must pre licensing education...
8
cards
License Maintenance
How many hours of course work is ...,
Do all states require the same ho...,
What must the continuing educatio...
5
cards
Compliance
What is the model state law,
Who developed the msl,
Who reviewed the msl to make sure...
6
cards
CFPB Questions and Answers
What is a balloon loan,
When is a balloon loan allowed,
What is a construction loan
20
cards
UST: Introduction
What are the documents laws and r...,
What was a challenge for mlo s be...,
What is hera
9
cards
Mortgage Industry Regulation
How does the safe act help regula...,
Who has the power to adopt and im...,
Under the safe act what mus state...
14
cards
UST: State Law and Regulation Definitions
What is the nationwide mortgage m...,
What is a state,
What is an individual
23
cards
License Law and Regulation
What must an individual first obt...,
What does it mean for an indivuda...,
What does it mean for an individu...
11
cards
UST: Compliance
How does the safe act address the...,
What are considered prohibited ac...,
What are the violations and penal...
4
cards
UST: Compliance - Advertising
A mortgage loan originator placin...,
What requirements apply to consum...,
What are trigger terms on a close...
29
cards
Equations and Math
How many days are in a year accor...,
What are discount points based on...,
Loan to value ratio ltv
14
cards
ARM Calculations
Fully indexed rate,
What is the fully indexed rate us...,
What can change over time the ind...
13
cards
Acronyms and Regulations
Aarmr,
Apor,
Cfpb
45
cards
Affinity Video / Artricia Woods
What is ecoa,
What is hmda,
What is respa
135
cards
Last Minute Deck
What are the different forms and ...,
What are the different sections o...,
What items makes a complete loan ...
33
cards
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