This class was created by Brainscape user Eli Khoury. Visit their profile to learn more about the creator.
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Eli Khoury
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Decks in this class (14)
ECOA
Ecoa is also known as which regul...,
Ecoa specifies that a borrower is...,
What does ecoa stand for
9
cards
Home Mortgage Disclosure Act (HMDA)
Hmda stands for the __________,
The home mortgage disclosure act ...,
Hmda information is found on ____...
9
cards
Homeownership & Equity Protection Act (HOEPA)
A first lien mortgage loan is cov...,
The average prime offer rate apor...,
A loan will be considered a _____...
7
cards
FCRA
Fcra stands for ______,
Fcra was passed to protect an ind...,
Fcra is also known as __________
17
cards
FACT Act
Fact act stands for ______,
The fact act is an extension of t...,
The fact act is primarily concern...
14
cards
Qualified Mortgages (QM)
The maximum debt to income ratio ...,
Qualified mortgages cap points an...,
Loan terms over ______ are prohib...
7
cards
FHA
The fha requires that the _______...,
The fair housing act was previous...,
Under the fha a written complaint...
12
cards
Homeowner's Protection Act (HPA)
Hpa stands for _______,
The homeowners protection act hpa...,
Under the hpa borrowers can reque...
4
cards
Mortgage Acronyms
Fact act,
Safe act,
Her
46
cards
Federal Housing Administration (FHA) Loans
Fha requires __ months of ownersh...,
Fha borrowers must have a valid _...,
In an fha loan initial premium up...
11
cards
Mortgage Loan Origination Activities (25%)
The _____________ states that a k...,
Mortgages have __________ and req...,
Discount points buydowns are paid...
74
cards
General Mortgage Knowledge (23%)
A _________________ is a fixed ra...,
A conventional mortgage requires ...,
Fnma is known as
119
cards
Missed Questions
Which is not a function of the se...,
Which legislation designates fede...,
Which of the following legislatio...
26
cards
Federal Mortgage-Related Laws (23%)
0
cards
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SAFE Exam
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