Xcel- Life Agent Exam

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Decks in this class (17)

Chapter 1- Basic Principles
The actuarial department calculat...,
An alien insurer in the united st...,
An admitted or authorized insurer...
32  cards
Chapter 2- Legal Concepts of Insurance
A contract of ____ describes a co...,
For a contract to be legally vali...,
Only one party the insurer makes ...
36  cards
Chapter 3- Life Insurance Policies (Provisions, Options & Riders)
Issues very small face amounts su...,
Is life insurance of commercial c...,
Is insurance written for members ...
73  cards
Chapter 3- Life Insurance Policies (Provisions, Options & Riders) COPY
Issues very small face amounts su...,
Level term insurance,
Is term life insurance that provi...
32  cards
Chapter 4- life insurance premiums
Allows the insured to receive a p...,
A beneficiary group designation f...,
A provision of the uniform simult...
49  cards
Chapter 5- life insurance underwriting & policy issue
Adverse selection the tendency of...,
Is the date halfway between birth...,
The applicant
45  cards
Chapter 6- group life insurance
Blanket health policies,
Certificate of insurance,
Employees are called ____
25  cards
Chapter 7- Annuities
403 b plan,
Ways of providing a stream of inc...,
1035 contract exchange
27  cards
Chapter 8- social security
Social security act of 1935,
The blackout period,
The determining factor between be...
16  cards
Chapter 9- retirement plan
401 k plan,
403 b plan is a retirement plan f...,
Pension plans under which a speci...
22  cards
Chapter 10- Uses of life insurance
Cross purchase plans,
Entity plans,
An individual s economic worth me...
17  cards
industry oversight and regulations (laws)
The us supreme court ruled that i...,
Gave the authority to the states ...,
Ruled that insurance transactions...
23  cards
Chapter 11- Laws and Rules
An insurance company incorporated...,
An insurance producer doing busin...,
An insurance company that has bee...
35  cards
NY Chapter 1- Health & Accident Insurance
Is a general way of describing in...,
Is a form of insurance that insur...,
Pays benefits for nonsurgical doc...
49  cards
NY Chapter 2- Health Insurance Providers
0  cards
NY Chapter 3- Disability Income Insurance
Any occupation,
Own occupation,
Coverage provided by a disability...
23  cards
NY Chapter 4- Medical Expense Insurance
A major medical policy typically,
Basic hospital and surgical polic...,
A health insurance policy that pr...
27  cards

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Xcel- Life Agent Exam

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