how many elements?
4
1) misrep or assertion NOT in accordance w/the facts
(**opinions are not assertions unless made in bad faith)
2)Fraudulent or (innocent &)MATERIAL
rest 162
3) induces assent
*substantially contributes to the decision to manifest assent
4) Justified in relying
*
5) [HARM]
sometimes
4 listed:
-misrep or assertion not in accord w/facts
-fraud or material
-induces assent
-justified in relying
5{harm]